I was in the big blind, playing 6 handed. The first player limped, the second player (Joel, a host for the $500 NL game), raised, and everyone folded to me. I reraised with QQ, the limper folded, and Joel called. The flop was A86, and I bet (not my standard play, but I think it was okay against Joel, who I think is more likely to call me with a pocket pair than to try to bluff my with one). Joel called. The turn was another A. I checked, Joel bet, and I called (I had the jackpot possibility in mind at this point, but I likely would have called anyway). The river was a third A. I sat straight up a bit in surprise. Again, I checked, Joel bet, and I called.
"I hope you have it," said Joel, but I wasn't sure if he meant he hoped I had the A (he could have been holding KK, QQ, JJ, or TT, and hoping that I had the A, but he probably would have expected I would keep raising in that case). He showed AJ. The bad beat jackpot require that both cards in both players' hands play. The losing hand must be aces full of tens or better, and the winning hand must be four of a kind or better. I've come close to winning before, but was thwarted by my opponent's small kicker not playing.
The jackpot was up over $46k (it starts at $40 and goes up by a few hundred a day until it is hit). I got 45% (20,911), Joel got 20%, the other four player in the hand got 5% each, and the players at the other 20-40 table shared the last 15%.
We had to wait two hours to get paid (the excuse was that another jackpot was hit in the casino just after ours, and we had to wait for all the paper work to be done). After finally getting my money (paid in chips), I opened a player's bank account so that I would not have to carry it all home with me. So now I have money at the casino that I can withdraw whenever I want, which is nice because I don't have to carry much cash to the casino with me anymore.